5 “Not Terrifying” Tips About Money That Work

 

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Let’s start off with some honesty.  I’m 25 years old and just now getting the whole money thing.  Before my life consisted of responsibility, the thought of having enough money to get me through till next pay day wasn’t even a remote possibility. Saving for a new car? God invented taxis. Paying back my student loans? You mean I have to pay that back?  Of course, reality punched me in the throat and that all changed.

Eventually the cord was severed and I had to become responsible for my wants and needs.  College? Put that on my tab now.  Blowing 200 dollars on clothes and not paying my car insurance? Couldn’t excuse my way out of that one anymore.  I was suddenly staring at my financial situation trying to figure out how to do damage control.  I had literally walked through life thinking that money would be taken care of for me (to my demise).  Luckily, I have been able to learn from my financial mistakes…enough so that I felt confident in passing on my newly found knowledge to you.

Don’t be afraid.  Money isn’t bigger than you.  It may seem like it, but the real problem is a lack of knowledge. With knowledge managing your money can be something you will actually want to participate in.

The habit of saving regularly is more important than the amount being saved.  Money doesn’t grow on trees so don’t act like you’ve got plenty of it to save and spend.  Once you’ve taken care of yourself, whatever you can afford to put away is what you should put away.  If you’re consistently saving, don’t worry about how your savings will grow.  You’ve just taken care of that.    Continue reading

10 Basic Things Every Girl Should Have Figured Out By Age 24

Still working on #4 .

Thought Catalog

1. How to live on a budget. Unless you are being bank rolled and don’t have a single financial care in the world, you simply have to learn live within your means. Being on a budget means knowing what bills to pay and when, how much you can save, any short-term (and long-term) things you need to save for, etc. It won’t be easy and maybe you won’t be at 100% yet but you must have some semblance of the reality of your finances and how to live with it and/or improve it.

2. How to cook simple meals. Cooking, contrary to popular belief in this part of the world, does not take any superhuman talent. Cooking is mostly about throwing a bunch of things together (in seemingly correct measurements) and going with it. But seriously by age 24, you should be able to spend a whole week cooking all…

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Fall and Winter Drugstore Lip Picks.

Beaus and Bows

NYX Soft Matte Lip Cream in Copenhagen; Revlon Ultra HD Lip Lacquer in Carnelian; Jordana Twist & Shine Moisturizing Balm Stain in Honey Love; NYX Simply Vamp Lip Cream in Temptress; Revlon Ultra HD Lipstick in Dahlia.NYX Soft Matte Lip Cream in Copenhagen; Revlon Ultra HD Lip Lacquer in Carnelian; Jordana Twist & Shine Moisturizing Balm Stain in Honey Love; NYX Simply Vamp Lip Cream in Temptress; Revlon Ultra HD Lipstick in Dahlia.

Hey there bow friends!

Last year I did a round-up of all my favorite fall/winter lipsticks and you all seemed to love it.  I thought I’d show you some new picks that are all drugstore.  Yup.  You read that right.  Absolutely all of them.  They are all also new to me this season and I few are actually new to the store as well.  Fall/winter lips are my favorite because dark shades work day or night.  Enough jibber jabber. Let’s get into it.

NYX Soft Matte Lip Cream in Copenhagen

NYX Soft Matte Lip Cream in Copenhagen – $6.00 The soft matte lip cream formula is one of my favorites out there.  I’m a huge fan of the brighter, pinkier shades, but this color particularly rocks my world.  The tube would suggest a rich, oxblood shade, but I find it’s a bit more cranberry and less opaque than I originally thought.  Even still, the color is beautiful…

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Ariana, I have a problem with your new music video

Is it just me or is Ariana Grande completely incomprehensible in her new music video Problem ft. Iggy Azalea? It’s been on the radio a few times (sarcasm) and each time I hear it I try to listen closely because I can’t understand what a word she’s belting out.

I posted the music video onto the site.  Check it out and let me know your thoughts!

 

 

-NBB

A Day in the Life of the (F)UNemployed

Lifestyles of the Unemployed

Think about it. After elementary school you go to middle school. After middle school you go to high school. After high school you go to college. After college you go to grad school. Right? Unless, like every other public relations major out there, you are one of the unfortunate souls who has to find a job and enter the “REAL WORLD“. I italicized it for the effect.

Fortunately (?), the real world hasn’t hit me yet. I’m currently residing at my parent’s home, like so many other recent unemployed college grads. And while it is very tempting to relax and drink margs by the pool, I am resisting the urge and attempting to apply for jobs. The count is currently up to 42 job application. Yep. 42. How many have I heard back from? About 10. Seven told me that I was not qualified because I don’t have any…

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